Dental & Vision Insurance in Colorado
Stand-alone dental and vision insurance can be bought year-round in Colorado. Dental plans typically cover cleanings fully, with partial coverage for fillings and major work after waiting periods. Vision plans cover eye exams and an allowance for glasses or contacts.
Most medical plans don't include adult dental or vision coverage. A stand-alone plan can save money on cleanings, fillings, crowns, eye exams and glasses, but the details matter: annual maximums, waiting periods and networks vary a lot between plans.
As local Westminster brokers, we compare dental and vision plans for individuals, families and retirees, explain waiting periods and annual maximums in plain language, and help you enroll at no cost to you.
How Dental & Vision Plans Work
Stand-alone dental and vision plans for individuals, families and retirees, with waiting periods and annual maximums explained.
Who We Help
Adults whose medical plan has no dental or vision, families with kids who need regular checkups, retirees on Original Medicare, and self-employed people building their own benefits.
What It Costs
Dental plans range from basic preventive-only coverage to richer plans with higher annual maximums for major work. Vision plans are generally inexpensive and include an exam plus a frame or contact allowance.
How We Help
We compare dental and vision plans side by side, check that your dentist and eye doctor are in network, explain waiting periods, and handle enrollment at no cost to you.
Talk to a Local Health Insurance Broker
Health insurance brokers are paid by the insurance companies, and plan premiums are the same whether you enroll with a broker or directly. Call 970-685-2066 or request a free quote, and we'll compare your options side by side.
​Mile High Health Brokers is an independent, licensed health insurance agency serving Colorado. Plan availability, benefits and premiums vary by county and carrier and can change each plan year.
Dental & Vision Insurance FAQs
Yes. Stand-alone dental and vision plans are usually available year-round, not just during open enrollment.
Many do for basic and major services like fillings and crowns. Preventive care such as cleanings is usually covered right away. Some plans waive waiting periods if you had prior coverage.
Original Medicare doesn't cover routine dental or vision. Many Medicare Advantage plans include some dental and vision benefits, or you can buy a stand-alone plan.
It depends on the plan. Dental plans range from preventive-only coverage to richer plans with higher annual maximums. Vision plans are generally inexpensive. We'll quote options side by side for free.
Yes. Stand-alone dental and vision plans don't require a medical plan. You can buy one on its own, or add it to the health plan you already have.
For kids, yes. Pediatric dental and vision are essential health benefits, so marketplace plans include them or offer them alongside. Most adult plans don't include routine dental or vision, so many adults add a stand-alone plan.