Medicare Supplement Plan G in Colorado
Medicare Supplement Plan G covers all of the gaps in Original Medicare except the annual Part B deductible. After you meet that deductible, Medicare-approved services are typically covered in full. Because Plan G benefits are standardized, the only differences between carriers are price, rate increases and service.
Plan G has become the go-to Medigap choice since Plan F closed to people newly eligible for Medicare on or after January 1, 2020. It covers the Part A deductible, hospital coinsurance, the 20% Part B coinsurance, Part B excess charges and foreign travel emergency care (up to plan limits).
A high-deductible version of Plan G is also available for people who want a lower premium in exchange for paying more up front. As local Westminster brokers, we compare Plan G prices across carriers at no cost to you.
How Medicare Plan G Works in Colorado
The most popular Medigap plan for new enrollees. Same coverage from every carrier, so we find you the best price.
Who We Help
New Medicare enrollees who want near-complete coverage, people who want any provider that accepts Medicare, travelers and snowbirds, and people switching from Plan F.
What It Costs
You pay the Part B premium, the once-a-year Part B deductible and your Plan G premium. Premiums vary by carrier, age, ZIP code and tobacco use, so comparing can save hundreds a year.
How We Help
We compare Plan G and high-deductible Plan G prices and rate-increase history across the carriers we represent, handle enrollment and stay your contact year-round, at no cost to you.
Talk to a Local Medicare Broker
Medicare brokers are paid by the insurance companies, and plan premiums are the same whether you enroll with a broker or directly. Call 970-685-2066 or request a free quote, and we'll walk you through every Medicare Supplement and Part D option available in your county.
Medicare Plan G FAQs
Plan G doesn't cover the annual Part B deductible, prescription drugs (you need Part D), or routine dental, vision and hearing.
Plan G has a higher premium but no copays after the Part B deductible. Plan N has a lower premium but includes some office and ER copays and doesn't cover Part B excess charges. Plan N can be a good value if you rarely see doctors.
They're different approaches. Plan G costs more per month but gives predictable costs and nationwide provider choice. Medicare Advantage often has lower premiums but uses networks and copays up to an annual maximum.
Yes. Medigap benefits are standardized by the federal government, so Plan G benefits are identical. Premiums, rate increases and customer service vary by carrier.